Our mission is to make financial peace of mind a reality for everyone. We’re doing that by changing the way people feel about banking. Evergreen Nexus’s business was built on the principle of protecting our members and making managing your money easy. We’ll never profit from your misfortune or mistakes and everything we build is focused on improving our member’s lives.

Evergreen Nexus makes money from the interchange fee charged on card transactions. Every time you use your Evergreen Nexus Visa® Debit Card or Credit Builder Secured Credit Card for purchases and paying bills, Visa processes the transaction and charges an interchange fee to merchants for the service. Evergreen Nexus receives a portion of this fee. This is how Evergreen Nexus can continue building new and better products that help members get the most from their money.

U.S. Citizen or legal resident of the United States 18 years and older are welcome to apply! While Evergreen Nexus cards work all over the world, currently we can only offer accounts to members with a valid SSN, living in the United States and District of Columbia.

We don’t believe in unnecessary fees or profiting from our members’ misfortune. We have no fees to sign up, no overdraft, no monthly or service fees, no minimum balance fees, no transaction fees, and no card replacement fees either. We do charge one fee ($2.50) when you get cash from either an over the counter withdrawal, or an out-of-network ATM that is not part of Evergreen Nexus’s fee-free network of 60,000+ ATMs Please note that third-party services, such as money transfer services used to deposit funds or out of network ATM used to withdraw funds to your Evergreen Nexus Checking Account may impose their own fees per transaction.

Yes! Evergreen Nexus’s SpotMe feature lets you make debit card purchases and cash withdrawals that overdraw your account with no overdraft fees.3 Limits start at $20 and can be increased up to $200. We’ll spot you when you need that little extra cushion to cover an expense. Learn more here!